Christian Rau
Mastercard Europe
About the speakerFinancial technology serves to accelerate, simplify, and enhance the effectiveness of financial processes.
Fintech is short for “Financial Technology” and refers to technology-based innovations in the financial sector. Fintech companies use technologies such as mobile apps, artificial intelligence, and blockchain to make financial services such as payments, loans, insurance, and investments faster, more convenient, and more efficient.
A simple example of Fintech is a mobile app that allows you to transfer money from your bank account to another bank account without going to a bank branch or using a computer. Another application of Fintech is an automated investment platform that recommends investments based on algorithms and data analysis tailored to your risk appetite and goals.
Fintech offers many benefits, such as faster and more convenient transactions, lower fees, and better financial decision-making. Fintech has gained significant importance in recent years and revolutionized the way we use financial services. It has also led to increased competition in the market and forced traditional financial institutions to improve their services and adapt to changing consumer demands.
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